Privacy Policy

Privacy Policy

Introduction

Welcome to https://black-horse-car-finance-refunds.dreamdwellings.net (hereafter referred to as “Black Horse Car Finance Refunds,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of information from users visiting our website and utilizing our services. By using our platform, you consent to the terms described herein.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party platforms, apps, or services accessed through links on our site. These external entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Privacy Policy guides how we interact with users in the following scenarios:

  • When you create an account and use our applications or services as an authorized user.
  • During your visits to our websites, including those linked to this privacy statement.
  • When you receive communications from us, such as newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal information to enhance your experience and provide personalized services:

  1. Account Information: Details required to create and manage your user account, including usernames, passwords, and profile preferences.
  2. Payment Information: Data needed for processing transactions, such as credit/debit card numbers, expiration dates, and billing addresses.
  3. Financial Information: Personal financial details used for analytics and risk assessment, like income levels and bank account information (if voluntarily provided).
  4. Purchase Information: Records of your purchases, including products or services acquired through our platform.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data, to provide personalized services.
  6. Location Data: Information about your geographical location, obtained with your consent, for location-based services and analytics.
  7. Feedback: Your opinions, suggestions, and comments provided through surveys, reviews, or direct feedback forms.
  8. Social Media Information: Personal data shared when you interact with our social media accounts, including public posts, comments, and messages.
  9. Product Information: Details about products or services of interest to you, such as preferences, browsing history, and product interactions.

We collect this data through various methods: user input forms, account registration, online interactions, analytics tools, and third-party integrations. Additionally, we may receive personal data from trusted third parties who assist us in providing services, subject to their privacy agreements.

Cookies

We employ cookies to enhance your browsing experience and gather valuable analytics:

  • Strictly Necessary Cookies: Essential for navigating our website and using its core features.
  • Preference Cookies: Used to remember user preferences, language settings, and ad choices.
  • Analytics Cookies: Track and analyze user behavior on our site, helping us improve our services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are set on their devices.

Retention and Deletion

We retain personal data for the duration required by applicable laws and for legitimate business purposes. Once the purpose for data collection is fulfilled, we securely delete or anonymize the information to protect your privacy. Our retention periods may vary depending on the type of data and the specific legal requirements in our jurisdiction.

Security Measures

We prioritize the protection of your personal data by implementing robust security measures:

  • Encryption: We use encryption protocols for data transmission and storage to safeguard sensitive information.
  • Secure Processing: Our payment processors adhere to industry standards, such as PCI DSS (Payment Card Industry Data Security Standard), ensuring secure transaction processing.
  • Access Controls: Strict access controls are in place to ensure that only authorized personnel can access personal data.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. Our services are designed for a general audience, and we encourage parents and legal guardians to supervise their children’s online activities.

Your Rights

Depending on your location, you may have specific rights regarding your personal data:

  • Access: The right to request access to and receive copies of the personal data we hold about you.
  • Rectification: The right to request corrections if your personal data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data in certain circumstances.
  • Restriction: The right to restrict the processing of your personal data under specific conditions.
  • Portability: The right to receive your personal data in a structured, commonly used format and to transfer it to another controller.
  • Objection: The right to object to the processing of your personal data for legitimate interests or direct marketing purposes.
  • Non-Discrimination: The right to be free from discrimination when exercising any of your data protection rights.

To exercise these rights, please contact our privacy team at your earliest convenience. We will respond to your requests within a reasonable timeframe and in accordance with applicable laws.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effectively immediately upon posting on our website. We encourage you to review this page periodically for the latest information on our privacy practices.

Contact Information

If you have any questions, concerns, or requests regarding your privacy, please contact us:

We appreciate your trust in allowing us to serve you. Your feedback is valuable to us as we strive to improve our privacy practices and protect your data.